NJ EDA Mainstreet Lending Program

You’ve done the work.

From where you started, you’ve progressed by leaps and bounds. Do you have the capital that you need to fund your next growth phase?

TEC Capital and The Enterprise Center of New Jersey are introducing a new loan program in partnership with NJ EDA for New Jersey business owners to get to the funding they need when other avenues have been blocked. With our flexible lending standards, you may qualify for a loan amount from $10k-$100k. We help you through the entire process, from reviewing your financing needs to helping develop your business and sales.

With the support you need, we make it easier to achieve.

Click here to submit an inquiry form!


  • Up to 10 years
  • 5% interest
  • 12 month payment moratorium
  • No pre-payment penalty
  • No minimum credit score
  • 1% origination fee


  • <10 full time employees
  • Revenue <$1.5 million
  • For profit business
  • New Jersey based


  • Equipment
  • Inventory
  • *Operating expenses


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*Certain terms apply